Financing
Financing built around the car, not just your credit score
Approvals depend on the vehicle as much as the applicant. That is why Carizi can find an option for almost every driver in Canada.
Your credit situation
Good credit
You get access to our lowest rates, with the widest choice of vehicles and terms.
Bruised or rebuilding credit
Missed payments, a consumer proposal or a past bankruptcy do not disqualify you. We match you to a vehicle and term that lenders approve.
No credit history
First car, first loan? We work with lenders who build programmes specifically for first-time borrowers.
New to Canada
Newcomer programmes let you finance without a Canadian credit file. Bring your work permit or PR documents and we do the rest.
What's included
- Competitive rates from our lender network
- Terms from 24 to 96 months
- New and pre-owned vehicles
- Cars, SUVs, trucks and vans
- No down payment options available
- Delivery available in most of Canada
What you'll need to apply
- Your date of birth and home address
- Your employment status, employer and time on the job
- Your gross monthly income before deductions
- A phone number and email so we can send your approval
No documents needed to apply. Applying does not affect your credit score, and there is no obligation to buy.
Start my application