All credit approved.
Every driver welcome.
Canada's iziest car financing. All credit situations approved based on the vehicle you choose. Apply in two minutes with zero impact on your credit score.
- 1. Get approved
- 2. Choose your car
- 3. Drive
What kind of vehicle are you looking for?
Secure encrypted connection. No credit card, no obligation, no credit score impact.
10 k+
Vehicles available
2 min
Average application
24 h
Response, Mon to Sat
10
Provinces served
The iziest way to get a car
Three steps, zero pressure. Most Carizi drivers go from application to keys in a few days.
- 01
Get approved
Answer a few quick questions. It takes about two minutes and applying never hurts your credit score.
- 02
Choose your car
Your Carizi specialist matches you with vehicles that fit your approval and your monthly budget.
- 03
Drive
Sign, get insured and drive away. We can deliver right to your door in most of Canada.
Financing built around the car, not just the score
We shop one short application across our lender network so you see real payments on real vehicles.
Every credit situation welcome
New to Canada, past bankruptcy, no credit, bruised credit — your approval depends on the vehicle you choose, not just your score.
Competitive rates
We shop your application across our lender network so you get the lowest payment you qualify for.
No dealership pressure
Everything happens by text and email on your schedule. No showroom, no haggling, no surprise fees.
Real humans, 24h response
Our team replies within 24 hours, Monday to Saturday, and stays with you until you have keys in hand.
Common questions
- Will applying affect my credit score?
- No. Submitting your application to Carizi does not affect your credit score. We only ever run a formal credit check once you have chosen a vehicle and asked us to move forward.
- What credit score do I need?
- There is no minimum. Approvals are based on the vehicle as much as the applicant, so we can almost always find an option — the vehicle and the terms are what change.
- How low can my rate be?
- Your rate depends on your application and the vehicle you choose. Your specialist will confirm your exact rate once your application is reviewed.
- How long does it take?
- The form takes about two minutes. Most applicants hear back the same day, and always within 24 hours Monday to Saturday.
Still have questions? See support options
Ready to drive?
Two minutes now could put you behind the wheel this week. No credit card, no obligation, no impact on your score.